How to Dispute Credit Report Errors

Explains how to dispute and correct inaccurate information in your credit report. Includes a sample dispute letter.

Credit Scoring

Explains the system creditors use to help determine whether to grant you credit.

Your Access to Free Credit Reports

Soon you’ll be able to get your credit report for free. A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies.

Learn About Credit Reports
Detailed information on topics related to Credit Reports.  Topics include: Credit Scores, Credit Repair, Bankruptcy, and Divorce.

Building A Better Credit Record

Learn how to legally improve your credit report, how to deal with debt, how to spot credit-related scams, and more.